Commission and terms
To understand what conditions apply to a payment being made, the user needs to know the status of the wallet in the system. The restrictions imposed on a certain account level also apply to transfers within money within the platform, which is due to the legislation of the Russian Federation, which obliges resources to collect data about clients.
Citizens of neighboring republics and countries will have to undergo full verification in order to transfer money between wallets. For residents of the Russian Federation, the rules are simplified, since it is enough to get a level higher than anonymous. Measures have been taken to combat money laundering. A crime is more difficult to prove if only the depositor's phone number is known.
When the conditions become clear, it’s worth moving on to the problem of the commission. When transferring between wallets, there should be no additional fees, which is important for similar services. But Yandex set a fee of 0.5%. It is not possible to exclude payment even when using exchange services. There is no minimum amount for a transaction, nor a maximum.
The administration of the Yandex.Money service finds an explanation for the presence of the commission. Transfers are instant, the user does not have to wait several hours. But the above is relevant for any transaction. Whether or not to accept such an excuse is up to the clients of the online wallet.
The Yandex.Money online resource provides the opportunity to issue debit and credit cards, which are synchronized with the client’s account. Internal transfers allow you to top up your bank account. If you use the function to transfer money to another card, an additional fee will be charged, which is higher than 0.5%.
Method No. 1: Transfer to Yandex.Money wallet
See also: “How to get a deferment on a loan from Sberbank”
Let's consider the simplest method of transferring funds from a QIWI e-wallet to Yandex.Money.
- First, you need to log in to the QIWI system in order to proceed to paying an invoice in the Yandex Money service. When authorization has passed, you need to click on the “Payments” item in the site menu.
- On another page in the “Services and Payments” section there is a subsection “Transfers to Wallets”. There you will find “Yandex.Money”. Click!
- Next, you need to fill in the necessary data: account number in the Yandex.Money e-wallet, the required amount and payment method. Afterwards, click “Pay”.
If you don’t know your wallet details, then you can dial the phone number to which your Yandex.Money e-wallet is linked. - On the next page, you need to make sure that the details are entered correctly and click the “Confirm” tab.
- Then an SMS with a code will be sent to your phone number, which you need to enter and click on “Confirm” again.
Transferring funds from QIWI to a Yandex.Money e-wallet is no different from a regular payment on the Qiwi website, so everything is done quite easily.
Instructions for transferring funds
Instructions on how to transfer money between wallets on the Yandex.Money platform:
- Log in to your account. You go to the wallet website - select the “Login” button in the upper right corner.
- In the main menu, which is located on the left, select the “Money transfers” tab.
- All that remains is to indicate the wallet number to which you want to transfer and the transaction amount. Internal wallets are associated with the user's email and phone number, so data can be specified instead of a numeric ID.
It’s worth taking a closer look at two points that the client can check off when translating:
- Protection with a protection code. A cipher that is created by the system so that no one other than the recipient can accept the transaction. The code is communicated to the owner of the second wallet and, if it is not entered within the specified period, the transfer amount is returned to the sender.
- Message. The purpose of the field is intuitive. You can specify the reason for making the payment if the data is unknown to the second user.
An SMS is sent to the sender’s phone, the code from which is indicated in the window that appears. A commission is charged for the transfer, as stated when entering the amount. The advantage is that the transaction is completed instantly. It is impossible to carry out an exchange without a commission.
Methods to send money with Neteller
There are different ways to withdraw money from Neteller. To do this, you can use a classic transfer from the payment system menu or go to the website of an online exchanger and make a transaction at a favorable rate.
Neteller charges a commission for withdrawals. It depends on the total amount and the selected wallet or account. If money needs to be converted from dollars to rubles, the service will become more expensive.
You can transfer funds from Neteller to another e-wallet in the following ways:
- sending to a bank account;
- transfer to another online wallet, for example Skrill, QIWI, Yandex.Money.
Important. The available options in your Neteller account depend on your country of residence. If the transfer is temporarily blocked, you can use online exchangers.
How to transfer funds from Neteller to QIWI
Direct transfer from Neteller to e-wallets in Russia is not available. To perform the operation, you can use online exchangers that work with different rates and conditions.
To find a good deal, use the BestChange monitoring service. To work, you do not need to register; the service displays information about transfers in the form of a sign.
How to transfer money from Neteller to Qiwi:
- Open the monitoring service using the link.
- Select Neteller on the left side of the sign, and QIWI on the right.
- A table with offers for the selected service will appear on the screen.
- Click on the service you like.
- Carefully fill out the form, enter the amount, requested data, Qiwi wallet number and click the button "Exchange".
The exchange takes place within 10-30 minutes. A commission is charged for performing the operation. Some exchangers display the amount for the transfer when you fill out the form.
How to get verified in Neteller - step by step instructions
You can also transfer to a Qiwi account from Neteller using your personal wallet profile. To do this, you first need to take the QIWI card details, then enter them into a special form in the “Transfers” . If the operation is not available, use an exchanger.
Important. Before transferring money, read reviews about the selected exchanger, this will protect you from scammers and services with high commissions.
Transfer to Yandex.Money wallet
You can transfer funds from a Neteller account to a Yandex wallet using the Mycrypto online service. To perform the operation, just select the desired wallet, indicate the amount and enter the data for the transfer.
How to transfer from Neteller to Yandex:
- Open the online exchanger using the link.
- In the table, select Neteller and Yandex.Money.
- Fill out the form, enter the verification answer, press the exchange key.
The service sets restrictions on transfers from Neteller to Yandex.Money: minimum 20 USD, maximum 1000 USD. A commission is charged for performing the operation.
Transfer funds from Neteller to Skrill
There are two ways to transfer from Neteller to Skrill:
- Through an online exchanger.
- Using your Skrill account.
Let's look at both options. To transfer money, you can use online exchangers that offer different conditions. Use BestChange to find a suitable offer, select it and fill out all the required data.
You can request a transfer from Neteller using your Skrill account:
- Go to your account, click the “Top up” , select Neteller.
- Type the transfer amount, enter your email address or Neteller wallet ID.
- Click on the button "Top up".
Important. Usually the money is transferred instantly. There is a fee for the transaction. If the money was stored on Neteller in dollars, and transferred to Skrill in euros, another 3.99% commission for performing the conversion will be charged.
How to transfer funds to a Sberbank card
The wallet website does not have a transfer function to a card from Neteller, but you can transfer money to a Sberbank account. To do this, you need to check your account details with the bank and enter them into the form on the Neteller website.
How to properly register and log into your Neteller personal account in Russia
How to transfer to a Sberbank card from Neteller:
- Find your account details in your Sberbank Online personal account or request a printout at a bank branch.
- Open the Neteller website, click on the option "Money transfer", indicate your country of residence and currency.
- Fill out the form carefully, click "Further".
- Select the option “Withdraw funds from the bank” , fill out the form, indicating all the details.
- The security service may request a scan of your bank details, provide it and confirm the operation.
The transfer is completed within 3-5 business days. If the transaction was canceled or the funds did not arrive in your account, contact Neteller support.
What to do if the money hasn’t arrived
Since the transfer is instant, the result can be seen on the recipient’s account within a few seconds. There are situations when money does not arrive. The following factors may be the reason:
- The recipient's wallet is full of money. The reason may sound absurd, but the problem is relevant for Yandex wallet users. Each status has a limit, so the client cannot hold more rubles than the account level allows. The transaction will complete as soon as space becomes available.
- If the recipient's wallet status is anonymous, the transfer will not be completed. The administration of the resource foresaw a problem: the user is given a period of 7 days, otherwise the money will be returned to the sender’s account. If it is payment for a product or service, a delay can cause serious damage to the company's budget.
- Yandex crashed. There are rarely problems with translation delays due to internal work on the service. To resolve this, you need to contact technical support.
When the nuances of payments are sorted out, it is worth considering the statuses of wallets.
Transactions between Yandex.Money user wallets
And now we suggest going through the chain of actions necessary to send money online from one Yandex.Money wallet to another, step by step:
- Log in to the Yandex.Money system - enter your login under number one, and enter your password under number two.
- Select the “Translations” section.
- In the “from” column, you must indicate “my wallet”.
- In the “where” column, select “another Yandex wallet”. In addition, funds can be sent to the e-mail address or phone number of your respondent.
- To secure the payment, you can use a security transaction by coming up with a special set of numbers, without which the recipient will not have access to the funds received in his wallet from you. If the security code is not entered within the specified time, the funds will be returned to the sender's account.
- You can also use an accompanying message to identify the payment - an analogue of the “payment purpose” column in standard accounting documents.
In order to confirm the transfer and transfer money, you will need to enter a special code, which will be sent as a short message to the phone number specified when registering the wallet. If you did not receive the code, you can request that it be sent again.
It is absolutely forbidden to tell anyone the received code, so that your funds do not end up in the hands of scammers.
This security measure was developed by Yandex to make transactions as secure as possible.
And in order to make sure that the sending of funds is successful, you can look at the “My Transactions” section and familiarize yourself with the payment history. Just one click and you are aware of what is happening.
More information about wallet statuses
Each wallet in the system has a level. The very first one is anonymous, which goes to newcomers who have just registered an account and have not yet gone through the identity verification procedure. Next comes the “Name” level, and after that the full level, which is called “Identified”.
The differences can be broadly described as follows:
- different limits on money transfers;
- maximum available wallet balance;
- the maximum amount of all transfers within a month;
- differences in cash withdrawals.
The first two statuses need to be considered in more detail, since most users work with them.
Anonymous status
The lowest level available. Assigned to each user who just opens a wallet. The resource administration offers to change the status immediately after registration is completed. Limitations that Yandex clients with a wallet in “Anonymous” status may encounter:
- The maximum amount on the balance cannot be higher than 15,000 rubles.
- Transfer between wallets is not available.
- The amount of money transferred per month cannot exceed 40,000 rubles.
- Payment for goods or services is available only in Russia.
- Bank cards or other payment systems are not linked to the wallet.
The wallet can only be used to pay utility bills or fines. If the listed functions are sufficient, there is no point in providing passport data. Otherwise, you will have to spend a couple of minutes entering information about yourself in a special form.
An example where users from Russia cannot use the wallet is the situation with withdrawing money from SeoSprint or other quick task platforms. You can always refuse to use Yandex.Money if the EPS is inconvenient.
Nominal status
The “Name” level has broader functionality, but is not free from a number of limitations:
- One-time storage of up to 60,000 rubles in the account is available.
- The user can spend up to 200,000 rubles per month.
- There are no restrictions for money transfers within the system. Other Yandex.Money users can send rubles to their wallet without the risk of losing them.
- Payment for goods and services from all over the world is available.
- Money from your wallet can be transferred not only within the system, but also to bank cards.
- Cash withdrawals are available using a plastic card from the Yandex online wallet.
The limitations are almost invisible to the average user. Among the prohibitions are relevant:
- The user does not have the opportunity to link the balance of the Yandex wallet and the WebMoney payment system.
- Money is not transferred to bank accounts.
The established limits and functions at the “Name” level are sufficient for comfortable use of the Yandex.Money system. Any purchases, payment of fines, transfers to other users are available.
Transfer of funds from a bank card to YaD
As soon as you click on “Top up”, you will be presented with the most current options. Select "bank cards". You have two ways:
- Transfer from a plastic card linked to an electronic wallet.
- Transfer from an unlinked card.
Russian passport for Yandex Money
In the first case, in the “From” field, select the desired media and fill out a small form. You need to enter:
- account or mobile phone number;
- amount.
In the second case, the details of the plastic carrier of funds are required. Transfer to other people's cards is possible. The main thing is not to make a mistake and indicate the amount correctly.
How to get the “Name” status
Before providing complete instructions for obtaining “Name” status, it must be said that the procedure takes no more than 10 minutes only for users with a passport of a citizen of the Russian Federation. For others, verification is available, but you need to contact one of the Yandex offices. If there is no branch in the city, Euroset or Svyaznoy stores will do. In the absence of the latter, an application will be filled out and then sent by registered mail.
For citizens of the Russian Federation the procedure is simpler:
- After logging into the system, click on the button with the balance status, which is located in the upper right corner.
- The additional menu displays the wallet number and status. You need to click on the name of the level to move on.
- The client is offered 3 statuses to choose from, the optimal one being “Name”. To receive it, you need to click on the “Fill out online form” button.
- If you have a verified account on State Services, the easiest way is to transfer data from there. There is a special form in the questionnaire. If not, you will have to enter your full name, series and passport number, SNILS number.
- After clicking the “Save data” button, verification of the transmitted information begins. After verification, the status of the wallet changes.
The procedure does not take more than 2 minutes if you use the State Services portal.
Operations via Keeper WinPro
If you work in the computer version of Webmoney, then to send between wallets you need to perform slightly different manipulations. The entire sending procedure looks like this:
- Log in to Keeper using your username and password.
- In the horizontal menu, select “wallets”.
- If you have several wallets, then select the one from which you want to transfer funds.
- Click on the selected wallet and select “transfer WM” in the menu that appears.
- In the menu that opens, select where you want to send the money. In this case, this is the “to WebMoney wallet” item.
You will be taken to a form to complete the calculation, where you must indicate:
- from where – the previously selected wallet;
- where – recipient’s wallet number;
- amount – entered excluding commission;
- note – any text;
- check or uncheck the protection box;
- click “next”.
After this, all you have to do is confirm the operation and the procedure will be completed. The specified amount will be credited to the recipient's account within a few minutes.