Perfect Money – a payment system with which you can carry out monetary transactions on the Internet with maximum confidentiality, without disclosing personal information. Registration on the Perfect Money website is simple and takes a few minutes, after which a wallet will be available in 4 currencies: US dollar, euro, gold, Bitcoin. The company has been operating for more than 10 years and has earned the trust of users. In addition, it charges 4% per annum on the account balance (similar to a bank deposit).
The official website of Perfect Money is perfectmoney.is.
Go to the Perfect Money website
Using the Perfect Money wallet, you can anonymously accept and send payments, receive money for the provision of services, pay wherever PM is accepted, and exchange for other payment systems in exchangers.
Create a wallet
| Payment system name | Perfect Money (Russian: Perfect Money) |
| Services | Money transfers; payment for goods; storage of fiat, Bitcoin cryptocurrency, gold; online payments; accepting payments; obtaining loans |
| Official site | perfectmoney.is |
| Russian language | Eat |
| Year of foundation | 2007 |
| Management Company | StartupResearch&Investments LLC |
| Country of registration | Hong Kong |
| Registration addresses | Unit 1213, 12/F, Wing On Plaza, 62 Mody Road, Tsim Sha Tsui East, Kowloon, Hong Kong |
| Account currencies | USD, EUR, BTC, GOLD |
| Account opening fee | $0 |
| Annual account maintenance | $0 |
| Account recovery | $100 |
| Verification | Not required |
| Account type | Personal; Business. |
| Replenishment methods | Exchangers, bank transfer, Bitcoin, e-Voucher, credit exchange |
| Withdrawal methods | Online exchangers, bank transfer, e-Voucher, Bitcoin, credit exchange |
| Deposit fees | Bank transfer: 0%; Bitcoin: 0%. |
| Commissions for withdrawal | Bank transfer: 2.85%; Bitcoin: 0.5%. |
| Internal transfer | Verified account: 0.5%. Unverified account: 1.99% |
| Exchange | At market rate |
| Minimum amount for Bitcoin withdrawal | 0.001 BTC |
| Prepaid card | No |
| Contacts | Ticket |
| Similar payment systems | Advcash, Payeer, Capitalist, Neteller, Skrill |
How to deposit and withdraw money from Perfect Money
To withdraw or deposit money to your Perfect Money account, you can use another payment system, AdvCash.
Official website – advcash.com. You can transfer money to Advcash from your Perfect Money wallet and withdraw it in a convenient way to a Visa, MasterCard card of any bank in the world or in cash; convert to cryptocurrency (Bitcoin, Ethereum); pay for the phone (Russian operators); exchange for electronic payment systems (Yandex.Money, Qiwi, Payeer, etc.). Conversely, you can top up your AdvCash account and transfer money to PerfectMoney by selecting the “Transfer Funds” section of the website. Similar service: Payeer payment system. buy, exchange, and withdraw Perfect Money (PM) profitably using online exchangers.
A list of reliable and proven services for exchanging electronic money Perfect Money, which we personally use: Prostocash, Kassa, Nicechange, Magnetic Exchange, Xchange, 24paybank, Ramon Cash, Platov, Baksman, 60cek and others. You need to select the direction (indicate the currency that is given and received (Perfect Money USD or EUR), the amount and enter the necessary information. For example, buy Perfect Money for Sberbank rubles:
If you have any questions or to increase your reserve, you must contact the online support of the exchanger.
Perfect Money wallet features
The payment system has millions of users around the world discussing, scolding, praising, deceiving and doing many other things in its direction. Constant questions about transfers, withdrawals, account blocking, restoration and operation of the exchange interest clients, especially beginners. All this because the platform is multifunctional and has its own subtleties.
Available account features:
- Internal translation.
- Exchanger.
- Entering money.
- Withdrawing money.
- Statement of accounts.
- Internal mail.
- Analytics in the world of finance.
- Security Settings.
- API and payment acceptance on the site.
- Mobile app.
- Credit exchange.
Registration in Perfect Money
As written above, the Perfect Money website is perfectmoney.is. Available in 23 languages, including Russian and Ukrainian.
To register with Perfect Money you need to go to the website.
After this, a form to fill out will appear:
Enter here:
- account name (any);
- last name, first name, patronymic (if verification is needed in the future, it is better to write real data);
- address data;
- email;
- account type (personal or business);
- password.
Be sure to read the “User Agreement” and the terms of use of Perfect Money, which you must agree to in order to complete the registration procedure. This is necessary to know your rights and responsibilities.
After registration, you will receive an email with an ID code, which you must enter in the “Login” field when entering the Perfect Money website.
Citizens from all countries, including Russia, Ukraine, Belarus, and Kazakhstan, can register. Exception: US residents. Perfect Money account maintenance is free.
Account deletion is possible at any time after notifying the administration. The reinstatement fee is $100.
Every month, 4% per annum is charged on the balance, so you can use Perfect Money as a company to invest your savings.
Review of the Perfect Money site
As we can see from the picture below, half of the visits to the Perfect Money website (perfectmoney.is) come from Russia – 51%, Ukraine – 10%, and the rest from other countries. We can conclude that, regionally, the payment system is popular in Eastern Europe and Asia.
Legal information. Perfect Money company arose in 2006 under the leadership of Andrew Draper (CEO) and Erich Hans (CTO). After selecting and analyzing the legal aspects of the legislation of various countries, they settled on registration in Panama.
For information: Panama is a country with offshore jurisdiction and low taxation. Registration costs little money - from 1 thousand dollars. Among the features: no authorized capital required; the company is not required to file any reports (if operating outside Panama); there are no conditions and requirements for accounting; 3 employees, 3 directors, 1 auctioneer required; ban on banking and insurance activities.
After searching the Internet, I managed to find some information about Perfect Money on the registrar’s website:
As you can see, the company was registered in 2008. License No. 1267339-1-596918-2008-105548, issued by the Financial Supervision Commission of Panama. Full legal name: Perfect Money Finance Corp. Can carry out the following activities:
- Purchase, sale of goods (factoring).
- Purchase, wholesale trade of precious metals (gold, silver, platinum) on the Internet.
- Accepting payments to third parties on the Internet.
It is known that the main office is located in Zurich.
According to Panamanian law, client accounts can only be blocked by decision of a Panamanian court. Perfect Money itself is loyal and does not block accounts without serious reasons, which makes it the most confidential and safe in this regard. There is no fear that the data will become known to a third party. For this reason, along with law-abiding clients, the services of the Perfect Money company are used to launder money obtained illegally.
In 2013, a merger took place with Startup Research & Investments, registered in Belize, which acts as a management company, and PerfectMoney Finance Corp. – operating room.
Summary
Perfect Money is a payment system that is widely used in the field of highly profitable investments. Over the course of 13 years of operation, it has established itself as a reliable payment tool with a very loyal attitude towards clients.
I also use this EPS, I don’t have any complaints about it - the payment card performs its functions well and, judging by the reviews about Perfect Money on the Internet, many users are satisfied with its services and actively use it for online payments.
What do you think about this EPS, and whether you have ever used it, you can tell below in the comments. And if after reading the article you still have questions, then you can safely ask them.
Perfect Money official website
Denis HyipHunter Knyazev
Blog creator. Private investor. He has been making money in highly profitable investment projects and cryptocurrencies since 2014. Consults partners. Join the blog's Telegram channel and our chat.
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Electronic currency exchangers
Login to your Perfect Money personal account
Login to your personal account is carried out by entering the ID, the number of which was sent to your email, and the password:
For security purposes, you need to enter a PIN code, which will be sent to the email specified during registration:
Registration with Perfect Money is simple and takes minimal time. If everything is done correctly, then after going through the “Account” item on the main page, your account will open:
From it you can perform all operations available in the system:
- deposit and withdrawal of funds,
- internal translation,
- exchange,
- changing profile information,
- passing verification,
- changing security settings,
- viewing transaction history and more.
The system offers three statuses to registered users:
- Normal. Provided immediately after registration, it gives the right to use all services without restrictions.
- Premium. Provided after 1 year after opening an account or in case of large operational (cash) turnover. We advise you to register now if you plan to use the Perfect Money payment system constantly, as this affects the commissions when performing a transaction. This status is assigned to users with funds in their account of more than 50 thousand dollars and registered for more than three months.
- Partner. It is unrealistic for ordinary users to obtain this status if they do not intend to build a business relationship with the company. It is received mainly by partner exchangers.
In addition to status, the system assigns a Trust Score rating, which depends on many factors:
- the amount and number of accounts when performing transactions;
- reviews and complaints from other users;
- account age.
This indicator will change depending on the activity when using the system. Immediately after registration, the Trust Score is zero.
Perfect Money - registration and login to your personal account
To register a wallet, you need to go to the official website and click on the “Registration” button at the top right.
Next, you should enter your real data into the form: full name, address, email. Be sure to pay attention to the correctness and reliability of the data provided, as this will be required when passing account verification. This is discussed in more detail below. Select “Personal” account type. Just below in the form you need to agree with the terms of use of the service, indicate the code from the picture and set a password. Since it concerns the security of your finances, choose complex passwords that contain capital letters, numbers, and symbols. It is also important that the password you set is not used anywhere in other services. These are the basic rules for internet safety.
After checking the entered data and clicking “Registration” below, you will receive an email with your client ID (consists of numbers, for example 9876543), which will later be used to log into the system, that is, it is a login.
Next, return to the Perfect Money website and use your ID and password to log in to your new account. Write down and store your username and password securely.
The Perfect Money wallet looks, for example, like this: U12356798 (US dollars) and E87654321 (euros). Using these wallet numbers, you will make all transfers within the electronic payment system, and other users will be able to send you funds if you tell them your wallet number.
⬇ The whole process is shown in more detail in this short video. ⬇
Registering a Perfect Money wallet
To register with Perfect Money, you need to go to perfectmoney.is and fill out the form. A Perfect Money account can be opened in the following currencies:
- US dollar (USD). The Perfect Money wallet is designated U12345678. The maximum number of wallets is 3.
- Euro (EUR). Designation – E12345678. They can be opened 3.
- Gold – G12345678. Maximum – 2 accounts.
- Bitcoin (BTC) – B12345678.
Each wallet is assigned a number consisting of the first letter of the currency code and 8 digits. After registration, 3 accounts are automatically created (in dollars, euros and gold), but you can always add additional ones:
How to create a wallet in Perfect Money?
Creating a wallet in Perfect Money is very easy. This can be done in just a couple of clicks. To begin, in your personal account, in the “My Accounts” menu, click on the “Add Account” link.
Next, you will be redirected to a page with a description of all types of Perfect Money wallets. Select the desired wallet and click on the “Create a new wallet” link. In the example in the picture below, we will create a B wallet for Bitcoin. Other types of wallets in Perfect Money are created in a similar way.
Useful article: V-Like: review of earnings and promotion on v-like.ru
The next step in creating a wallet in Perfect Money will be to check the box to confirm its creation and click on the “Add wallet” button.
This completes the procedure, the Perfect Money B wallet has been successfully created.
Internal money transfer Perfect
Perfect Money allows internal transfers between user accounts, which is convenient if you need to pay for a service or transfer money to someone who is registered there.
You can create a list of recipients. The minimum transfer amount is 0.01 dollar or euro. If the payment is from a Gold account, then the equivalent is 10 dollars.
Commission for Premium account and verified users – 0.5%; for unverified – 1.99%. The transfer amount with commission can be viewed by clicking “Preview”.
Internal exchange Perfect Money
You can exchange the currency of one account to another, for example, transfer from a wallet in dollars to a wallet in euros. At the same time, you can make money on the difference in rates by selling at a higher price and buying at a lower price. You can go to the exchange from your Perfect Money personal account by clicking “Exchange” at the top:
A corresponding form with internal courses will appear. Who supplies them (bank, financial institution) is unknown. You only need to indicate the direction and amount.
The minimum transfer amount is 1 dollar or euro.
The company invites you to familiarize yourself with the situation on the financial market in English in the “Analytics” menu.
Depositing money on Perfect Money
There are few ways to top up Perfect Money directly:
- exchangers,
- bank transfer,
- cryptocurrency Bitcoin.
But exchangers save the situation, with the help of which you can exchange almost any payment system for electronic money Perfect Money (PM).
For example, fast, simple and reliable exchanger Prostocash. Exchanger website – Prostocash.com. With its help, you can top up your Perfect Money account from cards of Sberbank, Alfa Bank, Qiwi, Yandex.Money and many other directions.
You must select exchange currencies, amounts and enter data:
The operation lasts 5–10 minutes, after which the Perfect Money account will be replenished.
All existing methods of depositing funds presented on the site:
We will describe each method presented on the payment system website.
- Deposit to Perfect Money wallet by international bank transfer. The minimum amount to deposit is 300 dollars (euro, etc.). If the amount is less, then you need to resort to exchange partners.
The system commission is 0%, but banks can charge their fee for the operation. Money arrives within 3–5 days. It is necessary to go through the account verification procedure, create a deposit order by filling out the form, a sample of which is presented below, according to the instructions given on the website. After this, transfer money to the specified details that will appear after filling out the form, indicating the internal order number in the note:
- Replenishment using e-Voucher. This is a code with which you can top up any account in the system. It can be sent for the provision of services or payment for goods.
You can create it yourself and transfer it to any Perfect Money user with whom you need to pay:
- Replenishment through exchange offices. The most important way to deposit money into your wallet in Perfect Money. By going to the page, you can see all partner exchangers. With their help, it is easy to exchange any payment system for PM, enter funds from Visa or MasterCard plastic bank cards, etc. They charge a commission for completed transactions.
An example of exchangers through which you can exchange electronic payment systems for Perfect Money: Prostocash;
There is an exchange and subsequent input to Perfect Money:
- from Yandex.Money,
- Kiwi (Qiwi),
- Paypal
- AdvCash,
- Sberbank,
- Alfa Bank,
- Privat24,
- Visa or MasterCard bank cards in rubles, hryvnias, dollars, euros,
- Skrill wallet;
- WebMoney.
Withdrawing Perfect Money from your wallet
using the AdvCash payment system to withdraw money from your Perfect Money account
By registering in it and transferring money from your Perfect Money account, you can then withdraw it using any available methods: transfer PM money to your bank card or order a card from AdvCash on the website (costs only $5) and withdraw funds from any ATM anonymously; withdraw to cryptocurrency (Bitcoin, Ethereum, Bitcoin Cash) or exchange for another electronic currency. Transfer from Perfect Money to AdvCash is carried out directly without commission and without the help of exchangers.
We also recommend using reliable exchangers to withdraw Perfect Money. With their help, you can withdraw Perfect Money to rubles, to a Visa and MasterCard card, and to other electronic currencies. For example, withdrawing PM to a Sberbank card in Russian rubles:
On the official website itself there are few ways to withdraw money from Perfect Money, namely:
- Bank transaction,
- using an e-Voucher,
- to electronic money and other payment systems using partner exchangers,
- exchange for Bitcoin,
- through the credit exchange.
There is no direct withdrawal to Visa or MasterCard bank cards, but you can use a transfer to the AdvCash payment system: advcash.com, which was mentioned above.
- Withdrawal by bank transfer (SWIFT). The service is available only to verified users. You must fill in the details of a bank account opened in your own name. The website contains detailed instructions for filling out this form. Commission – 1.5%, plus bank commission. Money is credited within 3–5 days. There are no restrictions on the maximum amount.
- Transfer to an e-Voucher and pay for services and goods provided.
- Using a credit exchange, lending funds or borrowing them from another user.
- Exchange Perfect Money for Bitcoin. Withdrawal commission – 2.5%. The minimum exchange amount is 0.01 BTC.
To do this, you need to create an application by selecting a wallet, Bitcoin address and amount:
- Withdrawing Perfect Money through exchangers. Allows you to exchange and transfer funds to other payment systems, such as Qiwi, ePayments, Neteller, Yandex Money or to bank cards.
You can withdraw Perfect Money through exchangers:
- on Yandex.Money,
- Qiwi,
- WebMoney,
- Sberbank,
- VTB 24,
- Alfa Bank,
- Russian Standard Bank,
- Privat 24,
- Payeer
- Okpay,
- Bitcoin,
- bank plastic cards Visa or MasterCard.
Perfect Money does not issue its own plastic cards, so you can use the AdvCash card to withdraw and withdraw your earned money online at any ATM in the world. We use it ourselves, learn more about the AdvCash card.
The history of all operations in Perfect Money can be seen in the corresponding menu:
There is a filter by transaction period, selection of completed actions, and the ability to download transaction history.
A few words about the safety of “Perfect Money”
The security in the Perfect Money wallet is trustworthy. Each user has a rating. It is determined from the following indicators: registration time, number of accounts in transactions, scrolled amount of funds for the entire time, minimum account balance for the month, reviews. There is also a credit status. If you use loans, your credit history will be in full view.
The payment system monitors the user's IP and notifies by mail if the address is different, and also requires entering a PIN , which is sent to the registered e-mail to verify the user's authenticity during authorization. Additionally, you can activate SMS authorization - the cost is $0.1 for each SMS - upon entering (as in Sberbank Online). As a free alternative, you can use a code card (confirm transactions by entering a special combination of symbols; the ePayments wallet has a similar, but less advanced principle).
Summary
If you thoughtfully approach the issue of saving your own money, you can achieve good results. The schemes described in this article will allow you to minimize commissions and at the same time receive income from your investments. Taking into account the instability of the ruble, investing in dollar assets is especially profitable. The Perfect Money scheme allows you to achieve this. You can go further by starting to invest in “hype projects”, then your earnings will become even higher (however, we warn you, this is quite risky). But 4% in the current situation will always drip onto the balance.
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PM personal account settings
After logging into the site, you need to set up your Perfect Money personal account. You can do the following:
- profile change,
- selection of security parameters,
- setting up notifications,
- setting up information for public access,
- creating subaccounts,
- account verification and much more.
Security settings include:
- Authentication of the client when entering the site from a different IP, and a PIN code is sent to email.
- SMS authorization upon login. The service is paid.
- A code card, when activated, you will need to enter a code to confirm payments.
- API. Interface for automatic payment acceptance.
Setting up notifications in the Perfect Money system. It is possible to enable SMS notifications (paid) or change the mailbox and select the operations for which notifications will be received:
You can create no more than three subaccounts to provide access to other persons, while selecting a limit for each wallet:
Verification
Perfect Money account verification consists of three stages:
- name identification, which requires uploading a scanned or filmed copy of an identity document (passport, driver’s license);
- proof of address, includes sending a copy of the utility bill indicating the name and place of residence;
- phone verification for comparison with the one specified during registration.
How to get verified in Perfect Money
This procedure allows the user to expand the functionality of his electronic account in Perfect Money. Verification in the system provides noticeable advantages:
- protecting client funds from fraudulent actions of third parties;
- protecting your account from permanent blocking due to careless client operations;
- reduction of commission for transactions with the account from 1.99% to 0.5%.
To obtain these features, the user must do the following:
- Log in to your Personal Account.
- Go to the “Settings” tab.
- In the lower left corner of the page that opens, find the “Account Verification” tab and follow the “Manage Verification” link.
- In the “Name Verification” section, upload a scan of your passport, driver’s license or other identification document. Click "Upload Document".
- In the “Address Verification” section, upload a scan of the receipt for payment of any of the utilities. The document must reflect the full name of the apartment owner and residential address. Download information.
- Phone verification is carried out after passing two previous checks and is voice identification
Carefully! In order to pass verification, some platform users decide to forge documents in graphic programs. This is not recommended, as it may lead to the account being blocked.
